Supreme Adequate Insurance

Compulsory Public Building Insurance in Nigeria

From homes and offices to construction projects, Getinsured.ng offers
affordable, customizable protection against fire, theft, flood, and natural disasters.

Premium Calculator

Premium Calculator

Premium Rate: 0.25%

Insurance Premium:

Building Insurance In Lagos Nigeria
Building Insurance In Lagos Nigeria
Building Insurance In Lagos Nigeria

Insurance Companies we work with

Trusted Building Insurance Company in Nigeria​

For decades Getinsured.ng powered by Supreme Adequate Insurance Brokers has helped Nigerians secure their buildings, properties and investments.
We are more than an insurance brokerage provider, we are your risk-management partner.

Building Insurance In Nigeria

Whether you own a residential home, office complex, warehouse, or construction site, trust us to help you get the best and adequate cover against unforeseen damages and losses.

Tailored Building Insurance
Plans in Nigeria

We offer flexible insurance packages designed for every type of property owner:

Compulsory Public Building Insurance

Coverage Highlights

Why Choose Getinsured.ng

Getinsured.ng makes compulsory building insurance simpler, more affordable, and more supportive by combining collective benefits, flexible payments, and professional insurance expertise in one seamless experience.

⁠Group Discount

Benefit from exclusive group pricing that delivers 10–30% discounts on building insurance premiums, significantly reducing costs compared to individual policy purchases.

⁠Flexible Payment Options:

Enjoy the convenience of spreading your premium across two to three equal installments within the first 90 days, making compliance easier without financial strain.

Complimentary Professional Insurance Services

Receive free access to expert insurance consulting, including pre-loss risk assessments and property inspections, to confirm eligibility and ensure proper coverage from the start.

Dedicated Claims Support

Get priority access to specialized claims assistance through our platform, ensuring faster resolution and professional guidance whenever a claim arises.

How Get Insured Works -
Simple, Transparent, & Fast

01

Understand Your Cover

Learn what compulsory building insurance covers

02

Get an Instant Quote

Provide your building details and value to receive an automatically calculated premium.

03

Pay & Activate Cover

Make a secure online payment to activate your insurance immediately.

04

Inspection & Final Policy

Your building is inspected and your NAICOM-compliant policy document is issued within days.

No hidden fees
24/7 Customer Support
Claim processing within 7-14 days

Building Insurance Compliance in Nigeria
What the Law Says

According to Section 64 of the Insurance Act 2003, all owners of public buildings and buildings under construction must insure them against hazards like fire, collapse, and natural disasters.

Failure to comply can lead to penalties and liability for damages.

With Supreme Adequate Insurance, you stay legally compliant and financially secure.

Hear what Our clients are saying...

Hear what Our clients are saying...

More Than Building Insurance — Comprehensive Protection for All Your
Needs

Health Insurance

Why Nigerians trust Supreme Adequate
Insurance

Property Categories
Licensed by NAICOM
Fast claim settlement
Digital policy management
Competitive premiums
Over 10 years of experience
Nationwide coverage

Speak to a consultant

Email

support@getinsured.ng

Frequently Asked Questions About
Building Insurance in Nigeria

What does building insurance in Nigeria cover?

It covers loss or damage caused by fire, theft, flood, explosion, or other insured perils.

Is building insurance mandatory in Nigeria?


Yes, under the Insurance Act 2003, all public buildings and those under construction must be insured.

How much does building insurance cost?


Premiums vary but typically start from 0.25% of building value

Can landlords or tenants buy building insurance?


Yes. Both property owners and tenants can take out coverage based on their risk exposure.

What is not covered by building insurance?


Wear and tear, poor maintenance, and intentional damage are usually excluded.

How do I file a claim?

Contact our claims department, submit your documents, and expect resolution within 7–14 days.

Can I insure multiple properties?


Yes, we offer multi-property and estate coverage plans.